Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Discover the Surprising Health Benefits. A related exploration of Kouvr Annon Vs Nisha Guragain Endorsements And Brand Deals has been instrumental in providing context to the discussion presented in this section. Happiness has to do with reason, and only reason earns it. Discover the Surprising Health Benefits.