Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. 103 Winding Way #G, Covington, KY 41011 - See Est. You can also find further discussion and additional details at Aaliyah Jay Vs Azzyland Forbes Ranking , which provides a detailed overview and expert insights. Happiness has to do with reason, and only reason earns it. 103 Winding Way #G, Covington, KY 41011 - See Est.