Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Opinion | America Has Become Both More and Less Dangerous Since Black. Additionally, our previously published article on DanTDM Vs Faisal Shaikh House And Cars Comparison which further elaborates on the core themes addressed in this section. Happiness has to do with reason, and only reason earns it. Opinion | America Has Become Both More and Less Dangerous Since Black.