Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Sarah Winchester, The Heiress Who Built The Winchester Mystery House. A related exploration of Leanne Morgan's $10 Million Lifestyle: The Truth About Her Net Worth , which provides a detailed overview and expert insights. Happiness has to do with reason, and only reason earns it. Sarah Winchester, The Heiress Who Built The Winchester Mystery House.